MTAA Super insurance benefits are based on three work scale categories and are dependent on the work you do.
This scale is available to everyone but is generally used by members who work in a trade environment. Unless you apply (and are accepted) for the non-manual or professional scale, the general scale will apply to your insurance cover.
If you work entirely in an office environment and so not perform manual duties or work in a hazardous environment, or do not spend more than 20 per cent of your working time outside an office.
If you are a white-collar professional and perform no manual work (eg doctor, lawyer, accountant) you may be eligible for the professional scale. Usually these occupations require tertiary qualifications or are senior management positions within your organisation and also earn at least $120,000 per annum.