How much cover do I need?
Having the right type and amount of cover is vital to ensure you and your loved ones are financially secure.
Not having adequate insurance cover can increase the financial and emotional stress on you and your family should something terrible happen.
Alternatively, having insurance that is not appropriate to your needs can mean you’re paying fees for an insurance product that may not be appropriate to your needs.
The simplest way to calculate your cover needs is to use our insurer’s online insurance calculator. Enter details such as your age, gender, income, expenses, and debt, and it will give you an estimate of how much cover you need. It’s easy and takes minutes.
Alternatively, having insurance that is not appropriate to your needs can mean you’re paying fees for an insurance product that may not be appropriate to your needs.
Insurance calculator
The simplest way to calculate your cover needs is to use our insurer’s online insurance calculator. Enter details such as your age, gender, income, expenses, and debt, and it will give you an estimate of how much cover you need. It’s easy and takes minutes.
Disclaimer: MetLife manages the MetLife calculator and website. MTAA Super takes no responsibility for the calculator or any information generated by it.
Get the right advice
Not sure what cover you need? Talk to one of our financial advisers to make sure your insurance meets your needs.
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Member story: Making sure you're covered
Everyone’s insurance needs are different. Here are tips to help you find out how much cover you need. When Jake Tasker became a member of MTAA Super 15 years ago, he had no idea how important his insurance within super would become. Learn more