1. Change insurance cover

Change or cancel your cover

You can cancel, decrease or apply for additional insurance cover anytime. The choice is yours. ​

Increase your cover

You can apply for additional Death, TPD, or Income Protection cover any time via Member SuperSite.

Once your application is complete, you will receive an immediate decision on your application.

If we need more information about your application, we will contact you to continue our assessment. 

IMPORTANT 
You should consider if this cover is appropriate for you as fees will be deducted and will affect your retirement benefit.

Opt out of default cover

You can opt out of default cover within 30 days of receiving your member welcome letter. If you opt out within this time, all insurance fees will be refunded to your account. 

You can opt out online via Member SuperSite or by calling us on 1300 362 415. 

Cancel your cover 

You can cancel your cover at any time. This can be done in writing, online via Member SuperSite, or by calling us on 
1300 362 415.

If cancelling in writing, notify us via MTAA Super, Locked Bag 5134, Parramatta NSW 2124. 

Transfer cover from another insurer

If our default cover doesn’t meet your needs and you have insurance elsewhere, you can apply to transfer that cover to us (subject to conditions). 

To apply to transfer your cover, complete the Transfer Insurance Cover  form.

IMPORTANT: If  your account becomes inactive (no contributions or rollovers into the account for 16 months) we may be required by law to cancel your insurance cover. See the Insurance Guide for more information.

 

Insurance guides and fact sheets

Understanding your insurance is an important part of getting the most out of your super. 

Insurance cover is provided under the terms and conditions of the Member Product Disclosure Statement and Insurance Guide. An overview of this information is also provided in the Your Insurance with MTAA Super fact sheet.  

You should read these documents before making any decisions about your insurance.
 
Document  Description 
 Your Insurance with MTAA Super (Fact Sheet)  An overview of your insurance options.
 Insurance Guide  Full details about your insurance options including eligibility, fees, conditions, and exclusions.
 Member Product Disclosure Statement  Summary of significant information you need to make a decision about MTAA Super. 
If you are unsure about any of the information in these documents, we recommend you seek financial advice. 

Get the right advice 

Not sure what cover you need? Talk to one of our Superannuation Advisers to make sure your insurance meets your needs. Learn more 

How much cover do I need?

Having the right type and amount of cover is vital to ensure you and your loved ones have financial protection if something goes wrong. Learn more

 

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