Protect your financial future with the right insurance cover
Video: MTAA Super Insurance
Your default insurance cover
When you join MTAA Super, you automatically receive default Death and Total and Permanent Disability (TPD) cover when you are aged 25 or over and have at least $6,000 in your account, subject to eligibility. The default cover you receive is based on your age and is subject to terms and conditions.
You may be able to start your default cover earlier by choosing at any time to opt-in to default cover. Conditions apply and are detailed in the Insurance Guide.
Types of insurance
Death cover provides your dependants or legal personal representative a lump-sum payment when you die. Learn more
Total and Permanent Disability (TPD) cover
TPD cover can provide you with a lump-sum payment if you become permanently injured or disabled. Learn more
Income Protection cover
Income Protection can provide you with monthly payments if you get sick or injured and temporarily can’t work. Learn more
IMPORTANT: If your account becomes inactive (no contributions or rollovers into the account for 16 months) we may be required by law to cancel your insurance cover. See the Insurance Guide for more information.
You should consider if this cover is appropriate for you as fees will be deducted and will affect your retirement benefit.
Benefits of insurance through super
Insurance through super is an easy and cost-effective way to provide financial security to you and your loved ones. Benefits to MTAA Super members include:
Flexible options to suit your needs
Discounted insurance rates due to our bulk-buying power
Insurance made easy — fees are deducted directly from your super account each month
Claims support — our tele-claims and claims tracker services ensure making a claim is as quick and easy as possible
Insurance guides and fact sheets
Understanding your insurance is an important part of getting the most out of your super.